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Weekly Online Lending Snapshot – January 06, 2017

On Tuesday, the Consumer Financial Protection Bureau (CFPB) announced that it took action against Equifax, TransUnion, and their subsidiaries for “deceiving consumers about the usefulness and actual cost of credit scores they sold to consumers.” This enforcement action doesn’t have a direct impact on online lending (and the agency itself has come under fire recently as the incoming administration discusses repealing the Act that created it, Dodd-Frank), but it could serve as a healthy reminder that regulation and enforcement actions are an important part of the credit landscape. Please note we have updated our Lendscape graphic to begin 2017 and wanted to be sure to mention it, since it reflects what we believe is the most current status of the online lending industry.
Note that this report is updated as of Thursday’s market close to ensure we can get it to you before the weekend. Please contact us with any feedback or suggestions you may have for future snapshots.

Weekly Online Lending Snapshot – January 06, 2017

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