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Weekly Online Lending Snapshot – December 23, 2016

Over the course of 2016, we have frequently commented on the growing trend of traditional lenders exploring ways of participating in the online lending space. This month, it was reported that SoFi intends to ramp up its direct competition with banks by working to be able to offer deposit accounts in 2017. And last month, U.K. lender Zopa announced its plan to launch a “Next Generation” bank. We’re looking forward to watching how this interaction between banks and the online lending industry develops over the course of 2017. Ideally the primary beneficiary of this activity will be borrowers—increased competition should mean more options for accessing much-needed capital for both personal and business needs, better and faster service, and lower interest rates. Happy Holidays!

Note that this report is updated as of Thursday’s market close to ensure we can get it to you before the weekend. Contact us with any feedback or suggestions you may have for future snapshots.

Weekly Online Lending Snapshot – December 23, 2016

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