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Blog

June 2014 Marketplace Lending Index Returns

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Month and Year-to-Date Asset Class Returns 

For the month, the Orchard US Consumer Marketplace Lending Index outperformed many of the comparable US Fixed-Income asset classes.  As a reminder, the Orchard Index is designed to measure the performance of direct online lending to US consumers. The Orchard Index tracks the performance of the aggregate amount of loans to consumers originated and funded on eligible US-based online lending platforms. Today those platforms include Lending Club and Prosper with more to be added in the future.

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The Orchard Index serves as a catalyst in promoting marketplace lending as a major investable asset class. Like other asset classes, investors will now have the ability to benchmark their returns against an index. For this reason, we will begin providing monthly recaps of the month-to-date and year-to-date returns of the Orchard Index against five comparable US fixed-income asset classes:

1.     3-5 year Treasuries,

2.     Intermediate High Yield Corporates,

3.     3-5 year Investment Grade Corporates,

4.     5 year Municipals, and

5.     Securitized Products.

US fixed-income returns are sourced from Barclays benchmark indices.

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Similar to the month-to-date returns, the year-to date returns for the Orchard US Consumer Marketplace Lending Index outperformed several of the comparable US Fixed-Income asset classes.

Orchard Research & Blog

Industry Profile – John Birge of CommonBond

Understanding Loan Statuses

Cash Drag and Marketplace Lending

Borrower Impact on Consumer Marketplace Lending

Understanding Debt-to-Income Ratios